Let Bridges Valuation Services serve your appraisal needsTo a lot of us, an appraisal just looks like one more thing in the long list of items for a home sale or refinance. Nearly all lenders still call for a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that may appear to be more practical than an appraisal. Is getting a mortgage the only reason to get an appraisal? Are there additional instances when the services of a certified, independent real estate professional might be beneficial? Absolutely. 
Contest your tax assessment in Stafford CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Bridges Valuation Services is your best evidence when building your case. We're qualified to assist you in disputing your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that many lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Most often, this extra payment is bundled into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. Bridges Valuation Services will produce a statement regarding the value of your home, and the cost of the appraisal can often be offset in just a few months because you'll no longer be paying the PMI. Order an appraisal from Bridges Valuation Services Order onlineDivorce settlement with fewer hang-upsA divorce can be an especially traumatic event for both parties, and it is often further complicated by the challenging decision of who gets the house. It's a good idea to get an appraisal from Bridges Valuation Services so both parties are entirely aware of the true market value of their property, regardless of the circumstances. If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion. Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal. Move to or from Stafford County through an employee relocation programWe are familiar with the stress involved with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, as well as information about any new sales or listings in their area that they want considered during our detailed inspection. Sell your home promptly — for the right priceWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price. We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses stay on the market. 
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